Saturday, March 20, 2010

Buy Now. Pay Later. Seriously.

Posted by kim on July 14, 2009

Buy Now Pay LaterWith the economy in an recession, more and more people are making purchases that offer deferred billing options hoping to get back on their feet after this storm passes and then pay off their debt.

Most “Buy Now Pay Later” offers want you to open a line of credit at their respected store, but if you’re like me, who wants another store or catalog credit card and another bill to pay? So, I made a list of a variety of online stores that offer special financing offers using your existing credit cards (American Express, Mastercard, Visa & Discover). And you can combine with deals, coupons & sales!

Casual Living (misses & plus size clothing) Buy Now and Pay Nothing for 4 months! No Minimum or Maximum Purchase required! Plus 0% Interest! Check the box on the Order Review & Payment page under your credit card information (not Bill Me Later option).

Chadwicks (womens clothing) Defer Billing for 90 Days with deferred billing code: CHDEFER

Domestications (home fashions) Take 3 Months To Pay, with 0% Interest! No minimum purchase required. Installment Billing works with all major credit cards. You’ll be billed with 3 easy payments (1st payment will have your taxes and any other charges).

eHarlequin (books) No Credit Card Required with Bill Me Option Choose the “Bill me” option, and you are not required to prepay for shipments. “Bill me” option is limited to orders of $50 or less, including all taxes and shipping charges. Payment of the first purchase must be received before future purchases will be processed. Upon receipt of invoice, payment can be made by check, money order or credit card.

Linen Source (bedding, bath) Buy Now, Pay Later. 0% Interest. Choose from 2 Easy Payment Options: (1) Order today and defer your payment until next year an any credit card purchase or (2) If you total is over $100, you can take 4 months to pay with 4 equal monthly installments to your card.

Palm Beach Jewelry (jewelry obviously) EA$Y PAY – Take 4 Months to Pay with 0% Interest Save up to 85% off unique and extensive collection of quality jewelry and designer fragrances with Free Shipping and Free Gift w/purchase. Select “Yes! Apply EASY PAY” before proceeding to checkout. Purchase using a major credit card or debit card bearing the Visa or MasterCard logo & they’ll will charge that card in 4 monthly installments until the balance is paid in full. The first payment includes 25% of the merchandise total plus shipping & handling.

Yves Rocher (skincare, cosmetics) Buy Now, Pay Later! Plus you Get FREE Gifts w/ANY purchase! Enjoy 90 Days FREE Credit! Simply check “Pay Later” in the Billing Details section of the checkout process and they will not bill your credit card for three months. Card cannot expire within deferral period. Max order is $300.

More Deferred Billing Offers.

Mailbox Monday! 10/27/08

Posted by kim on October 27, 2008

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I apologize for the no-makeup look – I can’t wear makeup after my Lasik eye enhancement surgery.  Had a few complications, so hope to feel better soon (and wear eye liner and mascara again)!

Free 12-packs of Coke products from MyCokeRewards.com – Rumor has it they are shutting down the rewards program at the end of the year, so if you have codes, enter them now (you can only enter 10 per day).  The free 12-packs used to be only 100 points, they are now 240 – ugh.

Free pair of Asics socks from Shape Magazine.  This was a one day only deal (5/09/08), which is another reason to visit our site everyday for the best deals!

Free  Simply American Greetings Card from Walmart.  It also contained a coupon for another free card, but the coupon is expired!  I have some more expired totally free coupons – who wants ‘em?   Click here to see all current Walmart freebies!

Free 2009 Calendar from Mission Aviation Fellowship.  I don’t remember requesting this, but I do remember requesting a free book “Jungle Pilot” from MAF.org, so I must be on their mailing list now.

Free Smart Balance Products after Money Back Guarantee – Receive a refund for choice of Buttery Spread, Butter Blends, Cooking Oil, Peanut Butter or Popcorn – Combine with Smart Balance Coupons (left hand column) for a profit!

Free Yves Rocher Catalog They offer free gifts with every order!

Country Home Magazine Best price found - $8.99/year from SurplusMags.com

If you use Clinique Make-up, check out this hot, Hot, HOT Clinique deal that expires today!  I’m going to place another yet tonight.

Got my daughter some Knock-off Ugg boots for less than half the cost of real Uggs.  Bearpaw Suede Sherling Lined Boots are only $47.49!

See you next week (hopefully with makeup on)!