Buy Now. Pay Later. Seriously.
Posted by kim on July 14, 2009
With the economy in an recession, more and more people are making purchases that offer deferred billing options hoping to get back on their feet after this storm passes and then pay off their debt.
Most “Buy Now Pay Later” offers want you to open a line of credit at their respected store, but if you’re like me, who wants another store or catalog credit card and another bill to pay? So, I made a list of a variety of online stores that offer special financing offers using your existing credit cards (American Express, Mastercard, Visa & Discover). And you can combine with deals, coupons & sales!
Casual Living (misses & plus size clothing) Buy Now and Pay Nothing for 4 months! No Minimum or Maximum Purchase required! Plus 0% Interest! Check the box on the Order Review & Payment page under your credit card information (not Bill Me Later option).
Chadwicks (womens clothing) Defer Billing for 90 Days with deferred billing code: CHDEFER
Domestications (home fashions) Take 3 Months To Pay, with 0% Interest! No minimum purchase required. Installment Billing works with all major credit cards. You’ll be billed with 3 easy payments (1st payment will have your taxes and any other charges).
eHarlequin (books) No Credit Card Required with Bill Me Option Choose the “Bill me” option, and you are not required to prepay for shipments. “Bill me” option is limited to orders of $50 or less, including all taxes and shipping charges. Payment of the first purchase must be received before future purchases will be processed. Upon receipt of invoice, payment can be made by check, money order or credit card.
Linen Source (bedding, bath) Buy Now, Pay Later. 0% Interest. Choose from 2 Easy Payment Options: (1) Order today and defer your payment until next year an any credit card purchase or (2) If you total is over $100, you can take 4 months to pay with 4 equal monthly installments to your card.
Palm Beach Jewelry (jewelry obviously) EA$Y PAY – Take 4 Months to Pay with 0% Interest Save up to 85% off unique and extensive collection of quality jewelry and designer fragrances with Free Shipping and Free Gift w/purchase. Select “Yes! Apply EASY PAY” before proceeding to checkout. Purchase using a major credit card or debit card bearing the Visa or MasterCard logo & they’ll will charge that card in 4 monthly installments until the balance is paid in full. The first payment includes 25% of the merchandise total plus shipping & handling.
Yves Rocher (skincare, cosmetics) Buy Now, Pay Later! Plus you Get FREE Gifts w/ANY purchase! Enjoy 90 Days FREE Credit! Simply check “Pay Later” in the Billing Details section of the checkout process and they will not bill your credit card for three months. Card cannot expire within deferral period. Max order is $300.
More Deferred Billing Offers.

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